--- title: "Who We Serve: Business Owners & Families | Belmont St. Louis" description: Belmont Private Wealth works with business owners and families in St. Louis who want a fee-only fiduciary, a written plan, and a founder in every meeting. Capped at 100 households. --- [BELMONTPRIVATE WEALTH](https://www.belmontpw.com/?hsLang=en) [Who We Serve](https://www.belmontpw.com/who-we-serve?hsLang=en) [Business Owners](https://www.belmontpw.com/business-owners?hsLang=en)[Generational Wealth](https://www.belmontpw.com/generational-wealth?hsLang=en) [Services](https://www.belmontpw.com/services?hsLang=en) [Financial Planning](https://www.belmontpw.com/services/financial-planning?hsLang=en)[Investment Management](https://www.belmontpw.com/services/investment-management?hsLang=en)[Tax Planning](https://www.belmontpw.com/services/tax-planning?hsLang=en)[Estate and Legacy Planning](https://www.belmontpw.com/services/estate-and-legacy-planning?hsLang=en)[Business Exit Planning](https://www.belmontpw.com/services/business-exit-planning?hsLang=en)[Retirement Planning](https://www.belmontpw.com/services/retirement-planning?hsLang=en) [Work With Us](https://www.belmontpw.com/work-with-us?hsLang=en) [About](https://www.belmontpw.com/about?hsLang=en) [Contact](https://www.belmontpw.com/contact?hsLang=en) [Speak with a founder](https://outlook.office.com/bookwithme/user/04009a89ec8b47738567c089b76117e6%40belmontpw.com?anonymous&isanonymous=true) [Home](https://www.belmontpw.com/?hsLang=en)  /  Who We Serve # Who we serve: business owners and families in St. Louis. Belmont is built for two kinds of households. If you're one of them, most of what we do will feel familiar by the end of the first meeting. If you're not, we'll say so and point you somewhere better suited. [Schedule a conversation](https://outlook.office.com/bookwithme/user/04009a89ec8b47738567c089b76117e6%40belmontpw.com?anonymous&isanonymous=true)[How we work and what it costs](https://www.belmontpw.com/work-with-us?hsLang=en) Built small on purpose We keep the firm small on purpose. We’ve each worked inside practices managing billions, and past a certain size the partners can’t know every client. So Belmont is capped at 100 households, you deal directly with the two founders, James Pieper, CFP®, and John Rhodes, CFP®, ChSNC®, and we have no products to sell. That only works if the people we serve have problems we understand deeply. These are the two groups we know. ## [01 Business owners Owners of private companies in and around St. Louis, usually with most of their net worth in the business. We plan around the company: cash flow, entity structure, retirement plans, succession, and the eventual sale.](https://www.belmontpw.com/business-owners?hsLang=en) ## [02 Families passing wealth on Families passing wealth to children and grandchildren, and the people receiving it. We coordinate the estate plan, gifting, trusts, and taxes, and we help with the conversations that make a transfer work.](https://www.belmontpw.com/generational-wealth?hsLang=en) Situations we see most ## You'll probably recognize yourself in one of these ### Most of your net worth is in the business The company is the plan. We build around its cash flow, its entity structure, and the fact that you can't sell it in a week. ### You're three to ten years from a sale Enough time to shape the outcome: valuation, deal structure, taxes on the sale, and what comes after. ### You've sold, and the money is a new problem Liquidity brings taxes, choices, and a lot of new advice. We help you slow down and build a plan before the money moves. ### You want your children to inherit well Gifting, trusts, and account titling matter. So does preparing the next generation to handle what they receive. ### You're inheriting, or already have A windfall, a trust distribution, or a share of a family business. We help you understand what you've received and what to do with it. ### A family business is changing hands Succession is part estate plan, part business plan, part family conversation. We sit at the table for all three. A fair warning ## Who we're probably not for We'd rather tell you now than disappoint you later. Belmont is a poor fit if you want: - Frequent trading or a portfolio built around predictions about the market. - A product-driven relationship. We don't sell insurance, annuities, or investment products, and we don't earn commissions. - An advisor who only executes trades while you manage everything else. If that's you, there are good firms in St. Louis for it. We'll happily say so. Common questions ## What people ask before a first meeting Do you work with people who aren't business owners? Yes. Our second focus is families passing wealth to the next generation, whether or not a business is involved. If your situation is outside both, we'll say so at the first meeting. Will I work directly with a founder? Yes, start to finish. We cap the firm at 100 households so that’s possible. The cap is a ceiling, not a target, and it’s the reason James or John is in every meeting. Do I have to be in St. Louis? Our office is in Chesterfield and most clients are in the St. Louis area, but we meet by video as easily as in person. If you're elsewhere, schedule a conversation and we'll tell you whether it works. Next step ## Not sure which group you're in? Most people aren't, exactly. Tell us what's going on and we'll tell you plainly where we can help. [Speak with a founder](https://outlook.office.com/bookwithme/user/04009a89ec8b47738567c089b76117e6%40belmontpw.com?anonymous&isanonymous=true) Thirty minutes with a founder. No homework. Quarterly Recap ## Get the Quarterly Recap Our quarterly market update, in plain English. One email a quarter, no sales pitch. First name Email I am aSelect oneBusiness ownerFamily planning a transferOther I agree to receive the Quarterly Recap and occasional email from Belmont Private Wealth. I can unsubscribe at any time. Send me the Recap BELMONTPRIVATE WEALTH 100 Chesterfield Business Pkwy, Suite 200 Chesterfield, MO 63005 [jrhodes@belmontpw.com](mailto:jrhodes@belmontpw.com) [LinkedIn](https://www.linkedin.com/company/belmont-private-wealth/) Who we serve [Who We Serve](https://www.belmontpw.com/who-we-serve?hsLang=en)[Business Owners](https://www.belmontpw.com/business-owners?hsLang=en)[Generational Wealth](https://www.belmontpw.com/generational-wealth?hsLang=en) Services [Financial Planning](https://www.belmontpw.com/services/financial-planning?hsLang=en)[Investment Management](https://www.belmontpw.com/services/investment-management?hsLang=en)[Tax Planning](https://www.belmontpw.com/services/tax-planning?hsLang=en)[Estate and Legacy Planning](https://www.belmontpw.com/services/estate-and-legacy-planning?hsLang=en)[Business Exit Planning](https://www.belmontpw.com/services/business-exit-planning?hsLang=en)[Retirement Planning](https://www.belmontpw.com/services/retirement-planning?hsLang=en) The firm [Work With Us](https://www.belmontpw.com/work-with-us?hsLang=en)[About](https://www.belmontpw.com/about?hsLang=en)[Contact](https://www.belmontpw.com/contact?hsLang=en)[Client Login](https://belmontpw.portal.tamaracinc.com/) Disclosures [Form ADV Part 2A](https://www.belmontpw.com/hubfs/belmontpw/belmont-adv-part-2a-2026-01-16.pdf?hsLang=en)[Form CRS](https://www.belmontpw.com/hubfs/belmontpw/belmont-form-crs.pdf?hsLang=en)[Privacy Policy](https://www.belmontpw.com/hubfs/belmontpw/belmont-privacy-policy-2026-01-16.pdf?hsLang=en)[SEC Adviser Info](https://adviserinfo.sec.gov/firm/summary/331436) Belmont Private Wealth LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. This website is for informational purposes only and is not investment, tax, or legal advice, or an offer of advisory services where the firm is not registered or exempt from registration. © 2026 Belmont Private Wealth LLC · Chesterfield, Missouri ```json { "@context" : "https://schema.org", "@type" : "FinancialService", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Chesterfield", "addressRegion" : "MO", "postalCode" : "63005", "streetAddress" : "100 Chesterfield Business Pkwy, Suite 200" }, "areaServed" : { "@type" : "City", "name" : "St. Louis" }, "name" : "Belmont Private Wealth", "sameAs" : [ "https://www.linkedin.com/company/belmont-private-wealth/" ], "url" : "https://belmontpw.com/who-we-serve" } ``` ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes. Our second focus is families passing wealth to the next generation, whether or not a business is involved. If your situation is outside both, we'll say so at the first meeting." }, "name" : "Do you work with people who aren't business owners?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes, start to finish. We cap the firm at 100 households so that’s possible. The cap is a ceiling, not a target, and it’s the reason James or John is in every meeting." }, "name" : "Will I work directly with a founder?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Our office is in Chesterfield and most clients are in the St. Louis area, but we meet by video as easily as in person. If you're elsewhere, schedule a conversation and we'll tell you whether it works." }, "name" : "Do I have to be in St. Louis?" } ] } ```